Car Insurance Multiple Vehicles
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In the event you are looking for motor insurance and have weak credit, then in almost all circumstances this will not have an effect the car insurance premium that you are charged.
Almost all car insurers are only concerned with your driving history, for example, if you have driving convictions and the number of years without a claim etc.
That is the basis on which the car insurance companies determine your individual payment, by examining your driving record.
Your credit record is not a concern for them providing you can cover the monthly fee.
The single difference might be that the insurance company might insist that you pay out the premium all up front instead of providing you with a monthly direct deduction alternative.
You should be aware that all but a few car insurance providers - much like property insurers - do searches on your credit file. Nonetheless, this is just for preventing fraud which they do on a regular basis for all applicants. The search will confirm that you are who you say you are. For example, the insurer can find out that you are shown to be living at the same address that you filled in on your motor insurance proposal form.
These searches will not alter your credit score in the future.
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